Course Overview

English for Personal Financial Literacy

Understand fundamental concepts in the financial industry, e.g. banking, lending, and credit. Learn terminology connected to payroll, taxes, and insurance. Read and listen to advice on healthy spending, saving, budgeting, and borrowing habits. Protect yourself from predatory practices, fraud and identity theft.

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Hours of Authentic Content
Skill Level
Saving and Budget

It’s easy to spend money without thinking about it. This unit includes tips and advice for creating a budget, finding ways to spend less, and putting money away for the future.

Money and Bank Accounts

In this unit, you will learn about different types of banks and bank accounts and how to perform basic transactions such as withdrawing, depositing, and transferring money.

Borrowing Money

Nearly everyone will have to borrow money at some point in their lives. Learn about the basics of lending and borrowing money, the importance of establishing credit history, and how to avoid losing control of your debt.

Credit Cards

Credit cards can be a great resource, but they can also get you in trouble fast. In this unit you will learn how credit cards work and how to use one responsibly.

Work and Pay

Do you know what’s on your paycheck? An important part of knowing your finances is managing your income and understanding how it works.


Taxes can seem quite complicated, but this unit will teach you the terminology you need to understand the basics of tax filing, as well as get advice on how to get help if you run into trouble.

Fraud and Identity Theft

Unfortunately, not everyone you deal with will be acting honestly. Avoid losing money to common financial scams and identity theft.

Family Finances

Managing your finances when you have a family is even more complicated than it is for a single person. This unit gives advice on both short-term solutions as well as ideas for long-term financial health for your family.

Health Expenses

Health care is becoming a larger and larger portion of the average household budget. Learn about how health insurance works and about other alternatives to budgeting for known and unexpected health expenses.

Renting and Buying

Should you rent or buy a home? How do you manage a mortgage? Learn about a number of financial matters connected to renting and buying homes in the U.S.

Long-Term Financial Planning

Once you have your everyday finances under control, it’s time to start planning for the long term. Here you can learn about how to start a financial plan that will bring you closer to retirement and other life goals.


Review what you’ve learned about personal finances to see how far you’ve come.

Courses on any subject are available

We are constantly adding new courses to help learners with their career-specific English skills, and can easily include new ones to meet the particular needs of your learners.